The OptiPay affiliate program pays ₪100 before VAT for every customer who joins through your link and becomes a paying customer. There is no cap on how many you can refer, attribution lasts 30 days, and the reward is released for withdrawal 30 days after your friend pays.
That is the simple part. The part worth reading before you sign up is who actually earns from programs like this, because the answer is less flattering than most Israeli affiliate pages will tell you.
What an affiliate program is and how it works
An affiliate program is an arrangement where a business pays an outside party a commission for every customer who arrives through them. The partner gets a unique link, publishes it where they have an audience, and earns a commission when someone signs up and pays through it.
In the OptiPay program the reward is a fixed sum rather than a percentage, and it is booked on payment, not on signup. In practice: someone who starts a trial and never converts earns you nothing, and someone who converts earns you the full ₪100 regardless of which plan they picked.
The four steps, in order:
- Get your unique link. Sign up for OptiPay and open Settings → Referrals. Your link and personal code are there.
- Your friend signs up through it. Attribution is kept for 30 days, so someone who reads your article today and signs up a fortnight later still counts.
- Your friend becomes a paying customer. The reward is booked at that moment and appears on your referrals screen.
- The money moves to your bank account. After the holding period, and above the minimum, you submit a withdrawal request.
Your friend gets something too: anyone joining through a referral link gets 50% off their first three months on a monthly subscription.
What it pays and when the money arrives
The full terms, as they also appear on the referrals screen inside the product:
- ₪100 before VAT per friend who joins and becomes a paying customer, on any plan and any billing frequency. If you are billed in dollars, the reward is $33.
- No cap. Until August 2026 there was a ceiling of 12 rewards per referrer. It has been removed.
- A 30-day holding period from the date your friend pays. The reward is cancelled if that payment is refunded or disputed.
- A ₪400 minimum for withdrawal (or $120). Below that, rewards keep accumulating.
- Payment goes to your business bank account. A business ID number is required, and before the transfer you will be asked to issue OptiPay a tax invoice.
Four paying customers is ₪400, exactly the withdrawal threshold. Ten is ₪1,000, and twenty is ₪2,000. There is no ceiling stopping it there.
The 30-day holding period is not paperwork. It exists because a payment can be reversed, and when it is, the reward goes with it. Rewards shown as "on hold" are not safe money yet.
Who actually earns from affiliate programs
There is one pattern that repeats across affiliate programs in this space, and it is worth knowing before you start.
The partners who earn the most, and for the longest, are site owners who already have traffic in the payments and invoicing space. Usually from a completely basic article, the "invoicing systems compared" kind, that already ranks and already receives visitors searching for exactly that. Adding an affiliate link to an article that already works can keep paying for years afterwards, with no further effort.
That is also why an affiliate program is not a channel you start from zero: the money comes from the traffic, and the traffic is an asset built before a link is attached to it.
The practical conclusion:
- If you already have a site or newsletter with an audience of business owners and freelancers, an affiliate program is one of the better ways to turn existing traffic into recurring income. Especially if you already have content about invoices, VAT, bookkeeping, or business software.
- If you are starting from zero with no audience, build the asset that brings the traffic first, and attach an affiliate link to it after. That order is what makes the difference.
Can you join an affiliate program without a website?
You can, on one condition: you need an audience of some kind, even if it is not a site.
What works without a website:
- A professional community you run or are active in, of freelancers or business owners
- A mailing list of existing clients, which is common for advisers and bookkeepers
- Clients you already advise. An accountant who recommends a system that saves them work earns twice: on the reward, and on the better-organized material that reaches them
- A YouTube channel or LinkedIn profile with a business audience
What does not work: dropping the link into random WhatsApp groups, forum comments, and spam. It does not just fail to bring customers, it brings signups that never pay, which earn nothing anyway.
Comparison: affiliate programs for businesses in Israel
Before choosing a program, compare more than the headline commission. Compare when it is booked and when you can withdraw it.
| Program | Commission | Booked on | Withdrawal minimum |
|---|---|---|---|
| OptiPay | ₪100 flat, before VAT | Subscription payment | ₪400 |
| EasyCount | ₪70 before VAT | Registration | ₪400 |
| Yesh Invoice | 15% of the transaction | Subscription purchase | ₪200 |
| ActiveTrail | 15% of the transaction | Paying customer | Not published |
The terms above are what each program publishes on its own affiliate page, as of August 2026. Two fair notes on it.
EasyCount pays on registration, we pay on payment. That is a genuine advantage of theirs: a registration is easier to get than a payment. The amount runs the other way, ₪100 against ₪70, so the question is what share of the registrations you send go on to subscribe. Above roughly seventy percent, our reward is larger in practice too.
A percentage commission sounds larger than it is. 15% sounds like more than ₪100, but 15% of a monthly subscription in the ₪39 range is about six shekels. A flat amount is almost always better for low-cost monthly subscriptions.
What is and is not allowed
- No referring yourself. The system blocks an organization from referring itself.
- The reward is for an actual payment. A trial signup alone does not qualify, but any paid plan does, annual included.
- The friend's discount applies to monthly subscriptions only.
- The reward is cancelled if the payment is refunded or disputed, even after it has been booked.
- The reward is business income and requires a tax invoice from your business before the transfer.
How to start
- Sign up for OptiPay. You can start without being a paying customer.
- Go to Settings → Referrals and copy your personal link.
- Put it where you already have an audience asking the question. If you have an existing article about expense management or invoices, that is the right place.
- Track referrals and rewards on the same screen, and request a withdrawal from ₪400.
For the link to work, it helps to know what you are recommending. OptiPay collects invoices and receipts from Gmail, Outlook, and WhatsApp, scans them, categorizes them, and produces a clean report for your accountant. Worth reading the business expense management guide, the guide to expense reports for your accountant, and the comparison of invoice collection systems before writing about it, plus the plans and pricing.
Frequently asked questions
How much does the OptiPay affiliate program pay?
₪100 before VAT for every customer who joins through your link and becomes a paying customer, or $33 if you are billed in dollars. Any paid plan qualifies, monthly or annual, and there is no cap on how many you can refer.
When do I get paid?
The reward is booked the moment your friend pays, is released for withdrawal 30 days later, and can be transferred to your business bank account once you have accumulated ₪400.
Do I need to be a paying OptiPay customer to join?
No. You can open an account and get a referral link without a paid subscription.
How long does attribution last after someone clicks my link?
30 days. Anyone who arrives through your link and signs up within that month is credited to you, even if they did not sign up on that first visit.
Can I join an affiliate program without a website?
Yes, provided you have some other audience: a professional community, a mailing list, clients you already advise, or a content channel in the business space. Without an audience of some kind, the link will not produce signups.
What happens if a customer I referred cancels?
A reward already released for withdrawal stays yours. A reward still in the holding period is cancelled if the payment is refunded or disputed.
Do I need to issue an invoice for the reward?
Yes. The reward is business income, and before the transfer you will be asked to issue OptiPay a tax invoice for the amount.
What if the customer picks an annual plan instead of a monthly one?
The reward is booked in full. Any real subscription payment earns ₪100, whatever the billing frequency or plan. What applies to monthly subscriptions only is the discount the friend receives, not your reward.
What does the friend who signs up through my link get?
50% off their first three months on a monthly subscription.
In short
The OptiPay affiliate program pays ₪100 before VAT per paying customer, with no cap, a 30-day attribution window, and a ₪400 withdrawal minimum. The terms are good relative to the Israeli market, particularly against percentage commissions on low-cost subscriptions.
But those numbers are only worth something to someone with an audience to point at them. The people who earn from affiliate programs over years are almost always the ones who already built a content asset that brings traffic, and added a link to it. If that is you, this is one of the simplest ways to turn existing traffic into recurring income.
Open an account and grab your referral link, or read more about OptiPay before you recommend it.
